Budgeting
The 50/30/20 Budget, Explained in Five Minutes
Needs, wants and savings — the simplest budget that actually sticks.
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Author
Rosa Jimenez
Rosa paid off $41,000 of debt on a teacher’s salary, then started Good Cents to show others how. She still meal-plans every Sunday.
Debt & Credit
Debt Snowball vs. Debt Avalanche: Which Is Right for You?
One saves the most money. The other keeps you motivated.
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Earn More
Seven Realistic Side Hustles You Can Start This Month
No startup costs, no get-rich-quick promises.
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Budgeting
How We Cut Our Grocery Bill by $240 a Month
A meal plan, a list and one rule about the snack aisle.
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Debt & Credit
What Actually Goes Into Your Credit Score
Five factors, and the two that matter most.
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Earn More
How to Ask for a Raise (and Actually Get It)
Research, timing and the sentence that works.
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Debt & Credit
Student Loans: A Calm Guide for New Grads
Grace periods, repayment plans and what to do first.
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Earn More
Taxes for Freelancers: The Basics Nobody Tells You
Quarterly payments, deductions and a separate account.
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Budgeting
Subscriptions Audit: Find the $50 You Forgot About
Fifteen minutes with your bank app can pay for a dinner out every month.
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